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PCP (Personal Contract Purchase) is a flexible vehicle financing option that allows you to drive a car or van with lower monthly payments and multiple end-of-term choices.At Vanwise, we offer a variety of flexible PCP finance plans with a representative APR of 9.9%, helping you get behind the wheel of your chosen car or van sooner than you might think.
PCP is ideal for drivers who enjoy driving newer models and want the flexibility to change vehicles more frequently. With our extensive range of cars and vans, Vanwise will help you find the perfect PCP plan to suit your lifestyle and budget.
Our finance specialists are here to guide you through the process, ensuring you make an informed decision that meets your needs. Contact us today to explore our PCP finance options, our wide range of vehicles, or to test drive one of our models. Feel free to call or enquire online and our specialists will get back to you.
Please note you will not own the vehicle outright until all payments are made.
If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
You must be 18 years or older to apply for finance.
Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
If you require any further information please do not hesitate to contact us.
The finance provider will have their own Terms and Conditions, please contact them directly for further information.
Vanwise Group Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Vanwise Group Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.
Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. You are not obliged to accept our offer, and we do not charge a fee for our services.
If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow.
Different lenders pay different commissions for such introductions and any such amounts paid to us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.